How we can help you…

Longbow Health and Life has been helping countless families and businesses find affordable and trustworthy health insurance coverage. We are experts in the types of coverage available in your area and will help you make the right decision for you, your family, or business. What makes us different than most health insurance agencies is that we do not work for or with only one insurance company. We know which carriers offer high quality plans and have contracted with all of them in order to help you find the best fit for you. Everyone's situation is unique. We will meet with you to better understand your healthcare needs and consult with you in making the right decision. Clients who choose to work with us save on average 30%-60% on their monthly premiums and are significantly more satisfied with their decision than if they try to find a policy on their own. We do not charge anything for our services! Let us help you make the right decision and save money on your monthly premiums.

Introducing Clay Ruffner
We make shopping for Health Plans Simple

If you do want to speak to an expert, you’ll be speaking with Clay Ruffner, the founder of Longbow. Clay graduated from Miami University in Oxford, Ohio and was commissioned as a 2nd Lieutenant in the United States Marine Corps. He also graduated from Case Western Reserve University with an MBA. He has dedicated the majority of his professional career in becoming an expert in health insurance and has helped countless families and sole proprietors obtain the best coverage available. Clay is a licensed, independent agent who has been appointed by multiple insurance companies, all of which have strong reputations in the insurance industry.  Longbow Health has an office located at 120 S. Springfield St. in St. Paris, Ohio. Feel free to swing by and talk to us in person!

One more thing…

We are committed to not only finding you fantastic coverage, but also providing ongoing support. What does this mean? It means if you have a question or issue on a claim, we step in and help. If you need help finding a facility or provider in-network, we will research for you. We even help those who aren’t clients with any questions they may have on their current coverage. Bottom line – we aren’t finding you coverage and then leaving you in the dust. Put us as a contact in your phone, because we never want to be far away, and always want to be your trusted expert.

We currently service Ohio, North Carolina, Texas, Florida, Georgia, Michigan, Alabama, Tennessee, and Oklahoma; however, we are constantly expanding into new states. We look forward to serving you!

Insurance Products To Meet Your Needs

Health Insurance: When you’re looking for health insurance, it’s a good idea to take a look at all the angles. You want coverage that works with your lifestyle, helps you get the best care possible and fits with your financial picture.

Medicare Supplements: Choose different ways to get the services covered by Medicare. You can participate in a Medicare Supplement or Medicare Advantage as well as Medicare Prescription Coverage Part D.

Life Insurance: The first step in establishing your financial security is to confront the biggest threats to it. Life insurance helps your life’s moments live on. Whether it keeps paying the mortgage, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones.

We work for ONE person...You!
Our goal is to provide insurance products that protect your finances, your families and your businesses. Whether that event is the death of the policy holder, a medical issue, or claim impacting your otherwise normal routine that requires professional assistance. Products that are in your budget.




Our Agency is composed of insurance professionals who offer high quality insurance products and retirement planning services to meet your goals and budget.


As your insurance advisor, we help you make smart decisions—protecting you from the unexpected and planning for the predictable.


Your family, your business and your possessions are all important to you, but you may not know how to best protect them.


We believe our clients’ financial security & quality of life deserve the utmost dedication, expert advice & personal attention from a trusted partner.

“Working with Clay was incredibly easy. He took time to ask questions and get to know our situation, and used that to build us a health and life insurance plan that really works.” 

Elaine C

Dayton, OH


“Clay helped us find a really affordable plan that pays towards things like hospital stays, doctors visits, and even preventative care. This package was a really good option that has given us peace of mind and has already worked for us with several claims.” 

Sonya T

Houston, TX


“Clay - thank you for helping our family find a health insurance plan. All the carriers in our area either raised premiums or simply don't offer coverage anymore. We were in a difficult situation until you helped us!” 

Charles F

Raleigh, NC


Get a Free Health Insurance Quote from Longbow Health

Whether you are getting health insurance for the first time or want a better plan, Longbow Health is here to help you get the right coverage for you, your family, or your employees. Contact us today and speak to a licensed agent to find out what options are available for you. Call 937-788-7713 to get a free health insurance quote.